--- title: Imalia Blog | tips description: tips | --- # [Our Voice Education and Empowerment for Women](https://www.imalia.com.au/our-voice) ## [Tips for young people looking for financial independence](https://www.imalia.com.au/our-voice/young-people-financial-tips) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/katy-anne-nTP8aZjedqI-unsplash.jpg) ](https://www.imalia.com.au/our-voice/young-people-financial-tips) Young people today lived through the 2008 recession and its aftershocks. I can tell you now, the words ‘global financial crisis’ do not tend to build financial confidence. The numerous disparaging avocado toast editorials in the national press also tend to make young people collectively want to switch off. [Read More](https://www.imalia.com.au/our-voice/young-people-financial-tips) Topics: [Financial Literacy](https://www.imalia.com.au/our-voice/topic/financial-literacy), [Credit Rating](https://www.imalia.com.au/our-voice/topic/credit-rating), [Saving](https://www.imalia.com.au/our-voice/topic/saving), [Gender Gap](https://www.imalia.com.au/our-voice/topic/gender-gap), [business](https://www.imalia.com.au/our-voice/topic/business), [tips](https://www.imalia.com.au/our-voice/topic/tips), [superannuation](https://www.imalia.com.au/our-voice/topic/superannuation), [habits](https://www.imalia.com.au/our-voice/topic/habits) --- ## [How positive reinforcement helps teams thrive](https://www.imalia.com.au/our-voice/positive-reinforcement) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/brooke-cagle-g1Kr4Ozfoac-unsplash.jpg) ](https://www.imalia.com.au/our-voice/positive-reinforcement) When you do something right, you want it to happen again. [Read More](https://www.imalia.com.au/our-voice/positive-reinforcement) Topics: [business](https://www.imalia.com.au/our-voice/topic/business), [tips](https://www.imalia.com.au/our-voice/topic/tips), [management](https://www.imalia.com.au/our-voice/topic/management), [leadership](https://www.imalia.com.au/our-voice/topic/leadership), [culture](https://www.imalia.com.au/our-voice/topic/culture), [wellness](https://www.imalia.com.au/our-voice/topic/wellness) --- ## [The importance of knowing your own value](https://www.imalia.com.au/our-voice/knowing-your-own-value) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/miguel-bruna-TzVN0xQhWaQ-unsplash.jpg) ](https://www.imalia.com.au/our-voice/knowing-your-own-value) Performance reviews are a source of nerves for even the most confident employee. [Read More](https://www.imalia.com.au/our-voice/knowing-your-own-value) Topics: [Women in the C-Suite](https://www.imalia.com.au/our-voice/topic/women-in-the-c-suite), [tips](https://www.imalia.com.au/our-voice/topic/tips), [career](https://www.imalia.com.au/our-voice/topic/career), [careers](https://www.imalia.com.au/our-voice/topic/careers), [culture](https://www.imalia.com.au/our-voice/topic/culture), [wellness](https://www.imalia.com.au/our-voice/topic/wellness) --- ## [How we all benefit by being more financially literate](https://www.imalia.com.au/our-voice/benefit-financial-literacy) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/cowomen-pd5FVvQ9-aY-unsplash-1.jpg) ](https://www.imalia.com.au/our-voice/benefit-financial-literacy) Australia’s financial markets, and the range of financial products, services and options available, continue to evolve. [Read More](https://www.imalia.com.au/our-voice/benefit-financial-literacy) Topics: [Financial Literacy](https://www.imalia.com.au/our-voice/topic/financial-literacy), [Financial Independence](https://www.imalia.com.au/our-voice/topic/financial-independence), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [What women want: a better way to provide Family Day Care insurance](https://www.imalia.com.au/our-voice/family-day-care-insurance) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/alexander-dummer-150646-unsplash.jpg) ](https://www.imalia.com.au/our-voice/family-day-care-insurance) For almost fifteen years, I’ve been involved in the family day care sector. I have done many insurance presentations to family day care schemes and educators all around the country. [Read More](https://www.imalia.com.au/our-voice/family-day-care-insurance) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [family day care](https://www.imalia.com.au/our-voice/topic/family-day-care) --- ## [4 steps to financial wellness](https://www.imalia.com.au/our-voice/4-steps-to-financial-wellness) By [Kate Stalter](https://www.imalia.com.au/our-voice/author/kate-stalter) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-4%20steps%20to%20financial%20wellness.jpg) ](https://www.imalia.com.au/our-voice/4-steps-to-financial-wellness) **The World Health Organisation defines wellness as “a state of complete physical, mental and social well-being, and not merely the absence of disease or infirmity.”** **Our finances are also integral to wellness. Money is a representation of life energy, whether derived from your own efforts or those of a deceased relative who was fortunate enough to pass along a legacy. When you are worried about money, it affects your overall well-being.** [Read More](https://www.imalia.com.au/our-voice/4-steps-to-financial-wellness) Topics: [Finance](https://www.imalia.com.au/our-voice/topic/finance), [Financial Literacy](https://www.imalia.com.au/our-voice/topic/financial-literacy), [Financial Independence](https://www.imalia.com.au/our-voice/topic/financial-independence), [tips](https://www.imalia.com.au/our-voice/topic/tips), [wellness](https://www.imalia.com.au/our-voice/topic/wellness) --- ## [Why do you need directors and officers insurance?](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) By [AICD](https://www.imalia.com.au/our-voice/author/aicd) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Why%20do%20you%20need%20directors%20and%20officers%20insurance%3F.jpg) ](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) **Directors and officers (D&O) liability insurance is a policy for individuals designed to protect your professional and financial wellbeing in your capacity as a company Director or an Officer. Directors & Officers face the real threat of incurring significant personal financial liability as a result of their actions in the work arena.** [Read More](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Cost-saving insurance tips for small business owners](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) By [Denny Jacob](https://www.imalia.com.au/our-voice/author/denny-jacob) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Cost-saving%20insurance%20tips%20for%20small%20business%20owners.jpg) ](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) **Whether you're starting a business for the first time or looking to increase your business's bottom line, which small business insurance you go with will make all the difference. ** **Every business comes with risks. Even if you're prepared for 90% of them, the few that you can't account for are the ones that pose the biggest threat to your business. Finding the right business insurance policy can be frustrating for most entrepreneurs. Fortunately, the insurance industry is rife with experts looking to guide customers into the right hands. ** [Read More](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Home Business](https://www.imalia.com.au/our-voice/topic/home-business), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Top tips on travel insurance for cruises](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) By [Ines Gruber and Jodi Bird](https://www.imalia.com.au/our-voice/author/ines-gruber-and-jodi-bird) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Top%20tips%20on%20travel%20insurance%20for%20cruises.jpg) ](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) **Aussies love cruise holidays more than any other nation in the world – almost 1.3 million Australians took an ocean cruise in 2016. Most of us know we need travel insurance before heading abroad, but there are a few tricks to travel insurance and cruising that may not be so obvious.** [Read More](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [travel](https://www.imalia.com.au/our-voice/topic/travel), [cruise](https://www.imalia.com.au/our-voice/topic/cruise) --- ## [Covers for Directors and Officers are essential](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) By [Priya Nair](https://www.imalia.com.au/our-voice/author/priya-nair) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Covers%20for%20Directors%20and%20Officers%20are%20essential.jpg) ](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) **There are several decisions that managing directors and senior executives make that can lead to losses due to uncertain environment or other issues. However, shareholders or others impacted by their decisions could approach the courts for redressal. In such circumstances, both the company and the individual needs to be adequately armed with legal protection.** [Read More](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- [All posts](https://www.imalia.com.au/our-voice/all) · [Next »](https://www.imalia.com.au/our-voice/topic/tips/page/2) - The information on this website does not take into account your personal financial situation, needs or objectives. 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