Our Voice

Disruption is the name of the game for every industry in the twenty-first century. From telephones to books, taxis, and entertainment, there isn’t a single industry that can say it hasn’t undergone a significant evolution and revolution with the advance of technology and research.

For almost fifteen years, I’ve been involved in the family day care sector. I have done many insurance presentations to family day care schemes and educators all around the country.

Directors and officers (D&O) liability insurance is a policy for individuals designed to protect your professional and financial wellbeing in your capacity as a company Director or an Officer. Directors & Officers face the real threat of incurring significant personal financial liability as a result of their actions in the work arena.

Whether you're starting a business for the first time or looking to increase your business's bottom line, which small business insurance you go with will make all the difference.

Every business comes with risks. Even if you're prepared for 90% of them, the few that you can't account for are the ones that pose the biggest threat to your business. Finding the right business insurance policy can be frustrating for most entrepreneurs. Fortunately, the insurance industry is rife with experts looking to guide customers into the right hands.

Aussies love cruise holidays more than any other nation in the world – almost 1.3 million Australians took an ocean cruise in 2016. Most of us know we need travel insurance before heading abroad, but there are a few tricks to travel insurance and cruising that may not be so obvious.

There are several decisions that managing directors and senior executives make that can lead to losses due to uncertain environment or other issues. However, shareholders or others impacted by their decisions could approach the courts for redressal. In such circumstances, both the company and the individual needs to be adequately armed with legal protection.

Regardless of what anyone else tells you, running a business isn’t cheap or easy. In addition to the expenses you probably know about, there are a number of hidden costs of starting and running a business.

Insurance is a tool. It’s one tool of many that can help you reach your financial goals. Carole-Anne Priest sheds light on why insurance isn’t scary.

Lucky enough to be heading off on an adventure? You can rest assured that we’re incredibly jealous - but that didn’t stop us heading out to ask experts from the travel industry for their travel tips to help you out.

From planning your trip to finding lunch when you get there, we’ve got the inside scoop on how to save money while traveling, straight from the mouth of globetrotting pros, including bloggers, travel agents, travel insurers and one self-proclaimed “travel hacker.”

So before you pack your bags and say sayonara to Aussie shores, check out what they had to say.

So you've got a brilliant idea for a business. Now what?

Getting a business off the ground isn't just about finding start-up money. Behind the scenes you've got to be able to live and ensure your personal finances don't go backwards.