--- title: Imalia Blog (2) description: (2) --- # [Our Voice Education and Empowerment for Women](https://www.imalia.com.au/our-voice) ## [Why do you need directors and officers insurance?](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) By [AICD](https://www.imalia.com.au/our-voice/author/aicd) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Why%20do%20you%20need%20directors%20and%20officers%20insurance%3F.jpg) ](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) **Directors and officers (D&O) liability insurance is a policy for individuals designed to protect your professional and financial wellbeing in your capacity as a company Director or an Officer. Directors & Officers face the real threat of incurring significant personal financial liability as a result of their actions in the work arena.** [Read More](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Cost-saving insurance tips for small business owners](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) By [Denny Jacob](https://www.imalia.com.au/our-voice/author/denny-jacob) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Cost-saving%20insurance%20tips%20for%20small%20business%20owners.jpg) ](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) **Whether you're starting a business for the first time or looking to increase your business's bottom line, which small business insurance you go with will make all the difference. ** **Every business comes with risks. Even if you're prepared for 90% of them, the few that you can't account for are the ones that pose the biggest threat to your business. Finding the right business insurance policy can be frustrating for most entrepreneurs. Fortunately, the insurance industry is rife with experts looking to guide customers into the right hands. ** [Read More](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Home Business](https://www.imalia.com.au/our-voice/topic/home-business), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Top tips on travel insurance for cruises](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) By [Ines Gruber and Jodi Bird](https://www.imalia.com.au/our-voice/author/ines-gruber-and-jodi-bird) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Top%20tips%20on%20travel%20insurance%20for%20cruises.jpg) ](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) **Aussies love cruise holidays more than any other nation in the world – almost 1.3 million Australians took an ocean cruise in 2016. Most of us know we need travel insurance before heading abroad, but there are a few tricks to travel insurance and cruising that may not be so obvious.** [Read More](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [travel](https://www.imalia.com.au/our-voice/topic/travel), [cruise](https://www.imalia.com.au/our-voice/topic/cruise) --- ## [Covers for Directors and Officers are essential](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) By [Priya Nair](https://www.imalia.com.au/our-voice/author/priya-nair) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Covers%20for%20Directors%20and%20Officers%20are%20essential.jpg) ](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) **There are several decisions that managing directors and senior executives make that can lead to losses due to uncertain environment or other issues. However, shareholders or others impacted by their decisions could approach the courts for redressal. In such circumstances, both the company and the individual needs to be adequately armed with legal protection.** [Read More](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [6 hidden costs of running a home business](https://www.imalia.com.au/our-voice/6-hidden-costs-of-running-a-home-business) By [Serenity Gibbons](https://www.imalia.com.au/our-voice/author/serenity-gibbons) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-8%20hidden%20costs%20of%20running%20a%20home%20business.jpg) ](https://www.imalia.com.au/our-voice/6-hidden-costs-of-running-a-home-business) **Regardless of what anyone else tells you, running a business isn’t cheap or easy. In addition to the expenses you probably know about, there are a number of hidden costs of starting and running a business.** [Read More](https://www.imalia.com.au/our-voice/6-hidden-costs-of-running-a-home-business) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Why insurance isn't a dirty word](https://www.imalia.com.au/our-voice/why-insurance-isnt-a-dirty-word) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Why%20insurance%20isn%27t%20a%20dirty%20word.jpg) ](https://www.imalia.com.au/our-voice/why-insurance-isnt-a-dirty-word) **Insurance is a tool. It’s one tool of many that can help you reach your financial goals. Carole-Anne Priest sheds light on why insurance isn’t scary.** [Read More](https://www.imalia.com.au/our-voice/why-insurance-isnt-a-dirty-word) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Expert travel tips for every leg of your next holiday](https://www.imalia.com.au/our-voice/expert-travel-tips-for-every-leg-of-your-next-holiday) By [Kelly Emmerton](https://www.imalia.com.au/our-voice/author/kelly-emmerton) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Expert%20travel%20tips%20for%20every%20leg%20of%20your%20next%20holiday.jpg) ](https://www.imalia.com.au/our-voice/expert-travel-tips-for-every-leg-of-your-next-holiday) **Lucky enough to be heading off on an adventure? You can rest assured that we’re incredibly jealous - but that didn’t stop us heading out to ask experts from the travel industry for their travel tips to help you out.** **From planning your trip to finding lunch when you get there, we’ve got the inside scoop on how to save money while traveling, straight from the mouth of globetrotting pros, including bloggers, travel agents, travel insurers and one self-proclaimed “travel hacker.”** **So before you pack your bags and say sayonara to Aussie shores, check out what they had to say.** [Read More](https://www.imalia.com.au/our-voice/expert-travel-tips-for-every-leg-of-your-next-holiday) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [travel](https://www.imalia.com.au/our-voice/topic/travel) --- ## [Top tips for planning a truly successful small business](https://www.imalia.com.au/our-voice/top-tips-for-planning-a-truly-successful-small-business) By [AGL](https://www.imalia.com.au/our-voice/author/agl) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Top%20tips%20for%20planning%20a%20truly%20successful%20small%20business.jpg) ](https://www.imalia.com.au/our-voice/top-tips-for-planning-a-truly-successful-small-business) **Having a great idea for a business, the financial backing to see it through and the passion to drive it is brilliant – but a successful operation needs constant planning and revision.** **Don’t panic – while planning may take a little effort in the short term, in the long run it’s an invaluable tool to help your business grow.** **A plan that sets clear targets and goals, but one which is revisited and adjusted if necessary at regular times, is essential for success, according to business coach and strategist Belle Lockerby.** **Here, she gives us the lowdown on how to start your business planning and top tips on when and how to review it.** [Read More](https://www.imalia.com.au/our-voice/top-tips-for-planning-a-truly-successful-small-business) Topics: [business](https://www.imalia.com.au/our-voice/topic/business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [How to empower your leadership genius](https://www.imalia.com.au/our-voice/how-to-empower-your-leadership-genius) By [Muffy Churches](https://www.imalia.com.au/our-voice/author/muffy-churches) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-How%20to%20empower%20your%20leadership%20genius.jpg) ](https://www.imalia.com.au/our-voice/how-to-empower-your-leadership-genius) **“Do I have one?” you ask. Yes!** **We girls definitely have special-issue mojo, but the intelligence I’m talking about is less about any Einstein quotient and more about our ‘nature of being’- the side of us that is innately nurturing, supportive, engaging, emotionally intelligent, compassionate, gracefully assertive, sensitive, and aware.** **Research on the topic of ‘What makes great leaders great?’ points specifically to emotional intelligence (EQ) as being the superstar of all of these traits. ****By definition, EQ is the ability to recognise, understand, and tactically manage emotions in self and others to create a desired outcome. Flowing with this process can be challenging, however, when a conversation triggers our defensive ego causing us to knee-jerk into a regrettable reaction.** **Can we grow and develop our EQ to avoid this common scenario? Absolutely. Try following this 5-step process:** [Read More](https://www.imalia.com.au/our-voice/how-to-empower-your-leadership-genius) Topics: [business](https://www.imalia.com.au/our-voice/topic/business), [tips](https://www.imalia.com.au/our-voice/topic/tips), [leadership](https://www.imalia.com.au/our-voice/topic/leadership) --- ## [7 bad speaking habits to break immediately](https://www.imalia.com.au/our-voice/7-bad-speaking-habits-to-break-immediately) By [Narges Nirumvala](https://www.imalia.com.au/our-voice/author/narges-nirumvala) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-7%20bad%20speaking%20habits%20to%20break%20immediately.jpg) ](https://www.imalia.com.au/our-voice/7-bad-speaking-habits-to-break-immediately) **Women often undermine their own credibility and power by making small mistakes in their communication. I love working with women, because I find they can focus on these details without losing sight of the big picture. It is all about changing small speaking habits you probably use everyday. Some habits are good and serve you well, some are poor and need to be 'deleted'.** **Here's a list of my top pet peeves. Now these apply to men and women, but I have noticed women display these habits more than men.** **These speaking habits will make you look weaker than you are in any situation, from a one-on-one conversation with a colleague, to a boardroom presentation to the C-Suite.** [Read More](https://www.imalia.com.au/our-voice/7-bad-speaking-habits-to-break-immediately) Topics: [business](https://www.imalia.com.au/our-voice/topic/business), [tips](https://www.imalia.com.au/our-voice/topic/tips), [habits](https://www.imalia.com.au/our-voice/topic/habits) --- [« Previous](https://www.imalia.com.au/our-voice/page/1) · [All posts](https://www.imalia.com.au/our-voice/all) · [Next »](https://www.imalia.com.au/our-voice/page/3) - The information on this website does not take into account your personal financial situation, needs or objectives. 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