My Home Business Cover

Landlords of home-based business operators

Rental properties/investment properties of home-based business operators insured as a home-based business with Imalia

Home offices such as:

• Professionals such as Lawyers, Accountants etc.

• Allied Health (mobile - services offered outside the home)

• Online businesses (no product distribution)

• Medical professionals

• Writers/journalists

• Marriage celebrants

• Designers

• Call centre operators

• Any other activity whereby the business uses standard office type equipment

Home Office and tools of the trade such as:

• Allied Health professionals

• Medical professionals

• Engineers

• Architects

• Any other activity whereby the business uses standard office type equipment and some specialised equipment or has stock (low hazardous materials) onsite of offsite

• Tradesmen  

Cottage industries such as:

• Food (cake maker etc) - not a commercial kitchen

• Dress making

• Painters

• Jewellry makers (non-precious stones)

• Any other activities whereby the business makes something for sale (small business - non industrial)

Classes such as:

• Music teachers

• Tutors

• Yoga instructors

• Dance classes

• Any other activities where the business holds classes at home

Care such as:

• Home-based childcare

• Pets