--- title: My Findemnity Cover | How It Works | Imalia description: Imalia's My Findemnity Cover provides comprehensive cover to guard against financial loss for FinTechs. --- # My Findemnity Cover ## Protecting You And Your FinTech, InsurTech And RegTech ###### HOW IT WORKS Starting and running a FinTech, InsurTech, and RegTech business is a fantastic forward-looking endeavour, but it also opens your business up to unforeseen exposure. An unexpected error, a small omission, or even a slip and trip in your workspace could cause financial loss to a client or customer, leaving you with expenses that could end your business dream before it has really begun. Findemnity has been created to provide a combined insurance product for small FinTech, InsurTech, and RegTech businesses in Australia, bringing together Professional Liability, General Liability, Third Party Cyber and Personal Accident coverages. Professional Indemnity (PI) is a form of liability insurance which helps protect professional advice, consulting and service-providing individuals and companies from bearing the full cost of defending against a claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or ommission in the service or product sold by the policyholder. Commercial General Liability insurance is a form of business insurance which will respond where you are legally liable for the bodily injury and/or property damage of a third party in the course  of your business activities. Cyber insurance is a speciality insurance product intended to protect businesses from risks relating to information technology infrastructure and activities. Personal accident insurance will pay out a pre-agreed benefit if you suffer certain injuries or accidental death. There are three levels of cover on offer: Bronze, Silver and Gold.  The difference between the options are the limits of liability or sums insured offered under the policy. Bronze provides the lowest limits, Silver provides larger limits and Gold provides our largest limit package. For slightly larger firms there is also the ability to customise insurance limits and excesses. This flexibility in cover options ensures your business is adequately covered and that you can meet the contractual requirements that your clients demand. All limits offered are shown in detail at the Quote stage. ## ![Imalia_My Findemnity Cover_Cover](https://www.imalia.com.au/hs-fs/hubfs/Insurance%20Product%20Document%20Covers/Insurance%20Doc%20Covers/Imalia_My%20Findemnity%20Cover_Cover.jpeg?width=345&height=498&name=Imalia_My%20Findemnity%20Cover_Cover.jpeg) [![Download Policy](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/2619461/3a4f4b62-dcb5-4b42-8227-cdcbfa9dd067.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/2619461/3a4f4b62-dcb5-4b42-8227-cdcbfa9dd067) [![Download Personal Accident Policy Wording](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/2619461/41c0a2e3-8b8f-4625-b4ad-13fd69a01e2e.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/2619461/41c0a2e3-8b8f-4625-b4ad-13fd69a01e2e) [![Download Financial Services Guide](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/2619461/28a2aff3-3cb4-4a71-9e22-fd1d92701f0b.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/2619461/28a2aff3-3cb4-4a71-9e22-fd1d92701f0b) [![Download Fact Sheet](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/2619461/066661ba-1434-4a92-9d07-0d51fd5c9b7a.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/2619461/066661ba-1434-4a92-9d07-0d51fd5c9b7a) [![Apply Now](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/2619461/a1c4c73e-f4b4-45a0-b06b-24e97342b2fb.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/2619461/a1c4c73e-f4b4-45a0-b06b-24e97342b2fb) - [**](https://twitter.com/intent/tweet?original_referer=https://www.imalia.com.au/insurance/my-findemnity-cover/how-it-works&url=https://www.imalia.com.au/insurance/my-findemnity-cover/how-it-works&source=tweetbutton&text=My%20Findemnity%20Cover%20|%20How%20It%20Works%20|%20Imalia) - [**](http://www.facebook.com/share.php?u=https://www.imalia.com.au/insurance/my-findemnity-cover/how-it-works) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://www.imalia.com.au/insurance/my-findemnity-cover/how-it-works) - [**](mailto:?subject=Check%20out%20https://www.imalia.com.au/insurance/my-findemnity-cover/how-it-works%20&body=Check%20out%20https://www.imalia.com.au/insurance/my-findemnity-cover/how-it-works) - The information on this website does not take into account your personal financial situation, needs or objectives. 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