--- title: Imalia Blog | Insurance description: Insurance | --- # [Our Voice Education and Empowerment for Women](https://www.imalia.com.au/our-voice) ## [5 trends that are disrupting the insurance industry](https://www.imalia.com.au/our-voice/5-trends-disrupt-insurance-industry) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/amy-hirschi-K0c8ko3e6AA-unsplash.jpg) ](https://www.imalia.com.au/our-voice/5-trends-disrupt-insurance-industry) Disruption is the name of the game for every industry in the twenty-first century. From telephones to books, taxis, and entertainment, there isn’t a single industry that can say it hasn’t undergone a significant evolution and revolution with the advance of technology and research. [Read More](https://www.imalia.com.au/our-voice/5-trends-disrupt-insurance-industry) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [How insurance works](https://www.imalia.com.au/our-voice/topic/how-insurance-works), [Why insurance matters](https://www.imalia.com.au/our-voice/topic/why-insurance-matters) --- ## [What women want: a better way to provide Family Day Care insurance](https://www.imalia.com.au/our-voice/family-day-care-insurance) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/alexander-dummer-150646-unsplash.jpg) ](https://www.imalia.com.au/our-voice/family-day-care-insurance) For almost fifteen years, I’ve been involved in the family day care sector. I have done many insurance presentations to family day care schemes and educators all around the country. [Read More](https://www.imalia.com.au/our-voice/family-day-care-insurance) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [family day care](https://www.imalia.com.au/our-voice/topic/family-day-care) --- ## [Why do you need directors and officers insurance?](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) By [AICD](https://www.imalia.com.au/our-voice/author/aicd) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Why%20do%20you%20need%20directors%20and%20officers%20insurance%3F.jpg) ](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) **Directors and officers (D&O) liability insurance is a policy for individuals designed to protect your professional and financial wellbeing in your capacity as a company Director or an Officer. Directors & Officers face the real threat of incurring significant personal financial liability as a result of their actions in the work arena.** [Read More](https://www.imalia.com.au/our-voice/why-do-you-need-directors-and-officers-insurance) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Cost-saving insurance tips for small business owners](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) By [Denny Jacob](https://www.imalia.com.au/our-voice/author/denny-jacob) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Cost-saving%20insurance%20tips%20for%20small%20business%20owners.jpg) ](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) **Whether you're starting a business for the first time or looking to increase your business's bottom line, which small business insurance you go with will make all the difference. ** **Every business comes with risks. Even if you're prepared for 90% of them, the few that you can't account for are the ones that pose the biggest threat to your business. Finding the right business insurance policy can be frustrating for most entrepreneurs. Fortunately, the insurance industry is rife with experts looking to guide customers into the right hands. ** [Read More](https://www.imalia.com.au/our-voice/cost-saving-insurance-tips-for-small-business-owners) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Home Business](https://www.imalia.com.au/our-voice/topic/home-business), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Top tips on travel insurance for cruises](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) By [Ines Gruber and Jodi Bird](https://www.imalia.com.au/our-voice/author/ines-gruber-and-jodi-bird) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Top%20tips%20on%20travel%20insurance%20for%20cruises.jpg) ](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) **Aussies love cruise holidays more than any other nation in the world – almost 1.3 million Australians took an ocean cruise in 2016. Most of us know we need travel insurance before heading abroad, but there are a few tricks to travel insurance and cruising that may not be so obvious.** [Read More](https://www.imalia.com.au/our-voice/top-tips-on-travel-insurance-for-cruises) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [travel](https://www.imalia.com.au/our-voice/topic/travel), [cruise](https://www.imalia.com.au/our-voice/topic/cruise) --- ## [Covers for Directors and Officers are essential](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) By [Priya Nair](https://www.imalia.com.au/our-voice/author/priya-nair) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Covers%20for%20Directors%20and%20Officers%20are%20essential.jpg) ](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) **There are several decisions that managing directors and senior executives make that can lead to losses due to uncertain environment or other issues. However, shareholders or others impacted by their decisions could approach the courts for redressal. In such circumstances, both the company and the individual needs to be adequately armed with legal protection.** [Read More](https://www.imalia.com.au/our-voice/covers-for-directors-and-officers-are-essential) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [6 hidden costs of running a home business](https://www.imalia.com.au/our-voice/6-hidden-costs-of-running-a-home-business) By [Serenity Gibbons](https://www.imalia.com.au/our-voice/author/serenity-gibbons) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-8%20hidden%20costs%20of%20running%20a%20home%20business.jpg) ](https://www.imalia.com.au/our-voice/6-hidden-costs-of-running-a-home-business) **Regardless of what anyone else tells you, running a business isn’t cheap or easy. In addition to the expenses you probably know about, there are a number of hidden costs of starting and running a business.** [Read More](https://www.imalia.com.au/our-voice/6-hidden-costs-of-running-a-home-business) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Why insurance isn't a dirty word](https://www.imalia.com.au/our-voice/why-insurance-isnt-a-dirty-word) By [Carole-Anne Priest](https://www.imalia.com.au/our-voice/author/carole-anne-priest) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Why%20insurance%20isn%27t%20a%20dirty%20word.jpg) ](https://www.imalia.com.au/our-voice/why-insurance-isnt-a-dirty-word) **Insurance is a tool. It’s one tool of many that can help you reach your financial goals. Carole-Anne Priest sheds light on why insurance isn’t scary.** [Read More](https://www.imalia.com.au/our-voice/why-insurance-isnt-a-dirty-word) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Small Business](https://www.imalia.com.au/our-voice/topic/small-business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- ## [Expert travel tips for every leg of your next holiday](https://www.imalia.com.au/our-voice/expert-travel-tips-for-every-leg-of-your-next-holiday) By [Kelly Emmerton](https://www.imalia.com.au/our-voice/author/kelly-emmerton) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-Expert%20travel%20tips%20for%20every%20leg%20of%20your%20next%20holiday.jpg) ](https://www.imalia.com.au/our-voice/expert-travel-tips-for-every-leg-of-your-next-holiday) **Lucky enough to be heading off on an adventure? You can rest assured that we’re incredibly jealous - but that didn’t stop us heading out to ask experts from the travel industry for their travel tips to help you out.** **From planning your trip to finding lunch when you get there, we’ve got the inside scoop on how to save money while traveling, straight from the mouth of globetrotting pros, including bloggers, travel agents, travel insurers and one self-proclaimed “travel hacker.”** **So before you pack your bags and say sayonara to Aussie shores, check out what they had to say.** [Read More](https://www.imalia.com.au/our-voice/expert-travel-tips-for-every-leg-of-your-next-holiday) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [tips](https://www.imalia.com.au/our-voice/topic/tips), [travel](https://www.imalia.com.au/our-voice/topic/travel) --- ## [5 ways to prepare your finances when starting a business](https://www.imalia.com.au/our-voice/5-ways-to-prepare-your-finances-when-starting-a-business) By [Christine Long](https://www.imalia.com.au/our-voice/author/christine-long) [![](https://www.imalia.com.au/hubfs/Blog%20Images/Imalia-Blog-Financial%20And%20Insurance%20Services%20For%20Women-5%20ways%20to%20prepare%20your%20finances%20when%20starting%20a%20business.jpg) ](https://www.imalia.com.au/our-voice/5-ways-to-prepare-your-finances-when-starting-a-business) **So you've got a brilliant idea for a business. Now what?** **Getting a business off the ground isn't just about finding start-up money. Behind the scenes you've got to be able to live and ensure your personal finances don't go backwards.** [Read More](https://www.imalia.com.au/our-voice/5-ways-to-prepare-your-finances-when-starting-a-business) Topics: [Insurance](https://www.imalia.com.au/our-voice/topic/insurance), [Finance](https://www.imalia.com.au/our-voice/topic/finance), [business](https://www.imalia.com.au/our-voice/topic/business), [tips](https://www.imalia.com.au/our-voice/topic/tips) --- [All posts](https://www.imalia.com.au/our-voice/all) · [Next »](https://www.imalia.com.au/our-voice/topic/insurance/page/2) - The information on this website does not take into account your personal financial situation, needs or objectives. 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