Having an awareness and understanding of what impacts our financial position now and potentially in the future, allows us to plan, understand the risks and think through contingency planning (sounds like work? It is!).
We spend more time (and money) planning our next holiday than planning our life and our financial future. The life we choose today will directly impact that of tomorrow. If we put aside just the cost of 1.5 coffees per day from 22 to 65 years, we will have an additional $234k to retire on. This would be a lot more if we learn how to invest.